Home Loan EMI Calculator

An illustrative EMI from the loan amount, rate and tenure you assume

Your assumptions

All inputs are assumptions you set. Interest rates change; confirm with your bank.

Assumed loan amount

₹

₹1,00,000₹5,00,00,000

Assumed interest rate (p.a.)

0%30%

Assumed loan tenure

years

1 year30 years

Paid after that month's EMI. The EMI stays the same and the loan closes sooner. Check prepayment terms with your bank.

Amount (₹)

In month number

Illustrative monthly EMI

₹43,391

Based on your assumptions, without prepayment. Your bank's offer will differ.

Total interest

₹54,13,879

Total payment

₹1,04,13,879

Principal

₹50,00,000 (48%)

Interest

₹54,13,879 (52%)

-Results are illustrative. They use the standard reducing-balance EMI formula on the assumptions you set above; at 0% the EMI is the loan amount divided by the number of months.
-Interest rates change; confirm with your bank. This tool does not compare bank offers.
-Eligibility, maximum tenure, loan-to-value, processing fees and prepayment charges depend on the lender and your profile, and are not included here.
-This is not financial advice.